By accessing or using the Effective Quote (Aazim Farooq) website, you agree to be bound by the terms and conditions below. If you disagree with these terms and conditions, you should not access or use the EffectiveQuote website.

Use of the Website

The Effective Quote (Aazim Farooq) website is for your personal and non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the EffectiveQuote website.

Intellectual Property

The EffectiveQuote (Aazim Farooq) website and its content, including but not limited to text, graphics, logos, images, and software, are protected by intellectual property laws, including but not limited to copyright and trademark laws. You may not use any of the content on the EffectiveQuote website without the express written consent of EffectiveQuote.

Disclaimer of Warranties

The information and materials on the EffectiveQuote (Aazim Farooq) website are provided “as is” and without warranties, either express or implied. EffectiveQuote makes no representations or warranties of any kind, express or implied, regarding the operation of the EffectiveQuote website or the information, content, materials, or products included.

Limitation of Liability

EffectiveQuote (Aazim Farooq) will not be liable for any damages arising from using the EffectiveQuote website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

No Refunds

All purchases made on the EffectiveQuote website are final, and no refunds will be provided. A 100% refund will be initiated only when EffectiveQuote cancels the program or your subscription doesn’t work.

Changes to Terms and Conditions

EffectiveQuote reserves the right to change these terms and conditions at any time. Your continued use of the EffectiveQuote website after posting changes to these terms and conditions will indicate your acceptance of the changes.

Governing Law

These terms and conditions and your use of the EffectiveQuote (Aazim Farooq) website will be governed by and construed following the laws of the jurisdiction in which EffectiveQuote is headquartered, without giving effect to any principles of conflicts of law.

Dispute Resolution

Any dispute arising out of or relating to these terms and conditions or using the EffectiveQuote website will be resolved through binding arbitration under the commercial arbitration rules of the jurisdiction where EffectiveQuote is located.


If any provision of these terms and conditions is invalid or unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These terms and conditions constitute the entire agreement between you and EffectiveQuote concerning using the EffectiveQuote website.

By accessing and using the EffectiveQuote website, you agree to be bound by these terms and conditions. If you have any questions or concerns, don’t hesitate to contact us at.