Effective Date: 08-09-2023

Thank you for choosing to do business with Effective Quote. We value your trust and strive to provide high-quality products and services. This Refund and Return Policy (“Policy”) outlines the conditions under which refunds or replacements will be issued. By purchasing on our website, you are agreeing to the terms and conditions outlined in this Policy and any other policies or guidelines outlined on our website.

No Refunds

All sales made through Effective Quote are final. Due to the nature of our digital products and services, we do not offer refunds. This is in alignment with industry standards for online digital goods and services. You acknowledge and agree to this “No Refunds” policy by purchasing Effective Quote.


While we do not offer refunds, we do offer replacements under specific conditions:

  1. Subscription Stops Working: If your subscription to our service becomes non-operational during the subscription period, you are entitled to a replacement service of the same or lesser value.
  2. Error or Bug: If you encounter an error or a bug that significantly impacts your ability to use our product or service as advertised, and if we cannot resolve the issue within a reasonable time, a replacement service will be provided.

To qualify for a replacement, you must notify Effective Quote within 7 days of discovering the issue. Failure to notify us within this timeframe may render you ineligible for a replacement.

Procedure for Requesting Replacements

To request a replacement, follow the steps below:

  1. Contact our Customer Support team at Aazimbhat@hotmail.com.
  2. Provide proof of purchase and details about the issue encountered.
  3. Allow a reasonable time for our team to investigate and resolve the issue.
  4. A replacement service will be provided if the issue is not resolved satisfactorily.

Limitation of Liability

In no event shall Effective Quote be liable for any indirect, special, incidental, or consequential damages, including lost profits, arising out of or related to this Policy, even if we have been advised of the possibility of such damages.

Amendments to this Policy

Effective Quote reserves the right to amend this Policy at any time. Amendments will be effective immediately upon posting the amended Policy on our website. Your continued use of our products or services after any amendment will constitute agreement to the amended Policy.

Contact Information

For any queries regarding this Refund and Return Policy, please get in touch with us at:

  • Email: Effective Quote
  • Phone: 9797751582

By purchasing Effective Quote, you acknowledge that you have read, understood, and agreed to be bound by this Policy.

Thank you for your business and understanding.